Keep Your New Year's Resolutions with RefillWise

by Anna Hithersay January 3, 2017 Drug Savings

It's a New Year, again. 2017 is here with all the hopes and plans of any new year. And like with any new year, it will come with the plans we love to make for growth and fresh starts. If you are like most people, you probably have goals related to your health this year.

According to Nielsen's the top 5 New Year's Resolutions in 2015 were:

1. Stay fit and healthy

2. Lose weight

3. Enjoy life to the fullest

4. Spend less, save more

5. Spend more time with family and friends

Three of these top five are related to health, which is not surprising. These resolutions are so common that magazines and newspapers will be filled with articles about how to accomplish these goals - workout plans, new diets, and advertising from the health industry about how they can help you achieve your goals.

Goal out of reach?

Of course, the reason these resolutions are so common year after year is because we have to try again every year after failing to keep them. The goals themselves are not bad, but there are barriers to achieving these goals that are difficult to overcome. While we each have to be responsible for our own choices, the cost of health care can be a significant problem if you are trying to achieve any of the health related goals.

Will you go in for that well-check, or avoid it since you have to pay out of pocket?

Will you schedule that appointment about your recent weight gain, or avoid it because you know the tests will cost too much?

Will you choose to pay for the expensive medication or your child’s tuition?

Increasing Cost

The cost of healthcare is increasing and it is having a real impact on our health. When health care costs go up, more people have to avoid necessary medical care including doctor's visits and medications. Or they spend the money and are unable to afford other things that they need.

Costs have been growing significantly in the past few years and are expected to continue to grow 6.5% this next year. You may find your premiums increase or that your deductible is higher. Certain prescription drugs you use may be excluded from your prescription plan.

Achieving Your Goals

So if you want to achieve your health related goals, but the cost of healthcare is keeping you from doing so, what can you do?

• Shop smart. There are simple ways to lower your health care costs such as asking for discounts and shopping around.

• Start the conversation. Let your doctor know your goals and financial limitations. They may be able to help you find something that works for you without breaking the bank.

• Use RefillWise. If you need prescription medicine to keep resolutions like losing weight or quitting smoking, your card may save you up to 80%. If your medication costs are keeping you from achieving other goals, use your RefillWise card at the pharmacy to save money and earn cash rewards.

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