The future of health coverage in the U.S. is uncertain, but the likelihood that Health Savings Accounts will play a more prominent role in the future seems likely. As our friends at freshbenies report, you don't have to know whether or not the ACA may go away to prepare for life with an HSA.
One of the biggest advantages to using a free RefillWise card is that, in addition to being free, it does not drive up insurance premiums. If you don't have insurance, it guarantees a lower price for prescription medicine and durable medical equipment, like nebulizers, diabetes test strips, and crutches. In some cases, the price you pay for prescriptions using RefillWise may be less expensive than a copay with insurance. RefillWise works at all major chain pharmacies and most independent pharmacies, and we're the only pharmacy discount provider sharing our profits with our members by offering you cash rewards — $5 the first time you use your free membership card to fill a prescription, then $5 after every 10th prescription.
Once you sign up via email or text or register online, you immediately receive cash rewards. You also have access to your prescription history, regardless of which pharmacies you used to fill them. We encourage our members to use one card for all the family members they care for so rewards will rack up even faster. But when it comes time to determine how much to contribute to your Health Savings Account, RefillWise offers another nifty advantage: a record of how much your family spends on prescriptions. If you have the option to contribute to an HSA pre-tax, this will help you calculate how much to chip in so your tax burden is as low as possible, all the while maximizing your take home pay and savings. Use your RefillWise account history to determine if the amount of money you put into your HSA is enough to allow you to afford needed prescriptions.
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